Something that has many confused, others baffled, and yet others pulling their hair out can be tamed. The way to tame it is to be a participant and not a bystander. Health insurance is needed and the best way to check it out is by knowing just a little information to make you a keen [...]
Read MoreRead, Keep Records, Stay Informed
Well, to wrap up a two week series of Health Insurance, I hope it has given you a nice overview of what is all involved. I have not dived into any one topic too deeply, because there is so many differences from policy to policy, these articles would be longer than your insurance documents. So [...]
Read MoreHRA And FSA And HSA, Oh My!
Some of the ways you can pay for medical expenses is with pre-tax dollars. A Health Reimbursement Account (HRA) is one type which is usually set aside by your employer. Money in this type of account can roll over from year to year until there are no funds left. A Flexible Savings Account (FSA) Is [...]
Read MoreOnce A Year Doctor’s Visit
When you look at Preventative services, be aware there are guidelines that define what these are. Loosely defined, these are the services done during a once a year annual physical you have with the doctor. Make sure you are aware of these services, because many plans will cover this differently than a regular visit to [...]
Read MoreEverything Is Covered?
Under some preconceived notion, many assume that once they have health insurance coverage, anything is covered. Or, they assume, their doctor says it’s needed, so then the insurance company must cover it. In all reality, policies have Exclusions and Riders that you should know about and read before getting the coverage. No two policies are [...]
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