Making eye contact is harder for some. Even in a job interview it is hard to maintain good eye contact. However, is this always a good thing? Eye communications is important no matter where you are. It says a lot of what you are communicating even without any words. But you have to know when [...]
Read MoreBugs Bunny once had a wild gorilla chasing him around. Being a resourceful rabbit, he pulled out a music box and started playing music. Even at the first note, the gorilla stopped in his tracks and was calm. Music has been known to soothe animals and humans alike. We might not understand the relationship between [...]
Read MoreUnder pressure – that burns a building down Splits a family in two Puts people on streets Seems like the world has us all under pressure and Queen captured that in their song Under Pressure. We need to dig ourselves from under this pressure. Find a way to lighten our mood and our spirits. Let’s [...]
Read MoreAudio version of this blog: I Can Not Read, Sam I Am March 2, is Dr. Seuss’ birthday, yet 14% of the population could not even read this sentence. 774 million people worldwide can not read or write. Only 12% of legally blind children in the United States can read braille. This is down amazingly [...]
Read MoreWell, to wrap up a two week series of Health Insurance, I hope it has given you a nice overview of what is all involved. I have not dived into any one topic too deeply, because there is so many differences from policy to policy, these articles would be longer than your insurance documents. So [...]
Read MoreSome of the ways you can pay for medical expenses is with pre-tax dollars. A Health Reimbursement Account (HRA) is one type which is usually set aside by your employer. Money in this type of account can roll over from year to year until there are no funds left. A Flexible Savings Account (FSA) Is [...]
Read MoreWhen you look at Preventative services, be aware there are guidelines that define what these are. Loosely defined, these are the services done during a once a year annual physical you have with the doctor. Make sure you are aware of these services, because many plans will cover this differently than a regular visit to [...]
Read MoreUnder some preconceived notion, many assume that once they have health insurance coverage, anything is covered. Or, they assume, their doctor says it’s needed, so then the insurance company must cover it. In all reality, policies have Exclusions and Riders that you should know about and read before getting the coverage. No two policies are [...]
Read MoreCoordination of Benefits is probably the biggest thing of the health insurance business that gets confused. What coordination of benefits does is put into order insurance policies when you have two or more insurance policies. Some think, and I’ve heard this: “Well, my plan is better than my wife, so we will use mine as [...]
Read MoreSome plans get very specific about In-Network Providers. So much so, you can only get benefits if you only go to in-network providers. There are other plans that allow for Out-Of-Network providers. Depending on the plans, the benefits can be a little less then in-network. But this is to encourage you to staying in-network. Why [...]
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